Loan Programs
Non-Traditional Borrowers
Self-Employed or Business Owners
If you don’t have traditional pay stubs or tax returns, we can use your bank statements, assets, form 1099 or business P&L to qualify you for a loan to purchase or refinance your primary residence or second homes.
ITIN and Foreign Nationals
We offer loan options for borrowers who don’t have a Social Security Number, including those with Individual Taxpayer Identification Numbers (ITIN) or who are foreign nationals.
Commercial and Investment
DSCR
Loans based on the cash flow of your investment property, making it easier to qualify without personal income verification. Property types include condos, townhouses and single-family houses. Short-term rental properties and a portfolio of properties are permitted.
Fix & Flip
Financing options for investors looking to purchase, renovate, and resell properties quickly for profit.
Ground-up Construction
Loans for building new properties from the ground up, whether residential or commercial.
Bridge Loans
Short-term financing to help you purchase or refinance a property until long-term financing is secured.
Multifamily
Multifamily: Loans for multifamily properties. Our program allows multifamily properties with vacant units. 1031 exchange is permitted. Other commercial real estate: Loans for mixed-used properties, retails, warehouse, office, restaurants, autobody shop, and others.